Ride Free.
Ride Proud.
Tax-exempt powersports financing built for First Nations communities. Motorcycles, ATVs, SxS, Sleds, E-bikes, Boats and Sea-Doos — pre-approved in minutes and delivered on-reserve.
✓ Won't impact your credit score
Four steps to the ride you want.
We built Joyride First Nations around the way our clients actually live and buy. Simple, respectful, tax-exempt.
Apply Online
Fill out our secure pre-approval form in under 3 minutes. Soft credit check only — no impact on your score.
Get Approved
Our First Nations financing specialists match you with a lender who understands Status ID and on-reserve delivery.
Pick Your Ride
Choose from hundreds of motorcycles, ATVs, side-by-sides, snowmobiles, e-bikes, boats and Sea-Doos — new and pre-owned.
Delivered to You
Free delivery to your reserve or nearest pickup point across Canada. Documents signed digitally.
Every kind of ride.
Built for our people, by people who get it.
Status Tax Exemption
Full GST/PST exemption honoured on qualifying purchases with Status ID and on-reserve delivery.
Rebuild Your Credit
Every payment is reported to Equifax to help you build or repair your credit while you ride.
On-Reserve Delivery
We deliver directly to your community — no need to travel to the city to pick up your unit.
Indigenous-Owned Partners
We work with Indigenous-owned dealers and lenders whenever possible to keep dollars in our communities.
No Hidden Fees
One clear rate, one clear payment. Everything disclosed up front, in plain language.
Bilingual Support
Our financing specialists work with dozens of Nations across Canada and speak your language.
I was turned down everywhere else. Joyride treated me like family, honoured my Status card, and delivered my sled right to the rez. Best experience I've had buying anything.
Get pre-approved in under a minute.
Soft credit check only. No obligation. A Joyride First Nations specialist will reach out within one business day.
- Won't impact your credit score
- Status tax exemption honoured
- Delivery available to any Nation in Canada